Binance P2P fee calculator
Work out what Binance charges you on a P2P USDT trade.
Maker and taker are charged differently
- Maker: you post the advertisement (Percentage of the amount)
- You pay a percentage of the USDT amount. It ranges from 0% to 0.35%, differs by fiat currency, and can differ between a buy advertisement and a sell advertisement. A larger trade means a proportionally larger fee.
- Taker: you order against someone else's advertisement (Flat USDT per order)
- You pay a flat amount in USDT per trade order, not a percentage. Binance set this at 0.06 to 0.08 USDT depending on the fiat market, announced on 22 September 2025 and rolled out through the end of December 2025. The charge is identical on a 100 USDT order and a 10,000 USDT order, so the larger your trade, the smaller the fee is in percentage terms.
What a flat 0.08 USDT taker fee costs at different sizes
The fee never changes. The percentage does.
| You order | You pay | Effective rate |
|---|---|---|
| 100 USDT | 0.08 USDT | 0.08% |
| 1,000 USDT | 0.08 USDT | 0.008% |
| 10,000 USDT | 0.08 USDT | 0.0008% |
| 100,000 USDT | 0.08 USDT | 0.00008% |
Published rates
Verified rates are not published yet. We publish a currency only once every rate has been checked against Binance directly.
Frequently asked questions
Does the Binance P2P taker fee depend on how much I trade?
No. For USDT pairs in the P2P Zone, Binance charges a flat fee per trade order, between 0.06 and 0.08 USDT depending on the fiat market. The amount you trade does not change it. What does change is the fee as a percentage of your trade: 0.08 USDT is 0.08% of a 100 USDT order but only 0.0008% of a 10,000 USDT order.
What is the difference between the maker fee and the taker fee?
The maker is whoever posted the advertisement, and pays a percentage of the USDT amount, from 0% to 0.35% depending on the currency and the side. The taker is whoever places an order against an existing advertisement, and pays a flat USDT amount per order. They are charged on different bases, so the same trade costs the two parties very differently.
Can my Binance P2P fee be lower than the rate shown here?
Yes. These are Binance's base rates. The discount varies by P2P user tier and Binance requires you to sign in to see your personal rate. Verified Merchants in the P2P Merchants VIP Program get a 20% to 50% discount on trading fees depending on monthly volume and completion rate.
Does the maker fee differ between buy and sell advertisements?
It can. Binance publishes a separate maker rate for buy advertisements and sell advertisements, and separate taker rates for each side too. This calculator stores all four values per currency and uses the one matching your selection.
Where do these rates come from and how current are they?
They are read by hand from Binance's published P2P fee page, with the trade zone set to P2P Zone and the USDT row. Every currency shows the date it was last checked. Binance changes these only a few times a year.
Does this show what I actually receive after the fee?
No, and deliberately so. Binance's documentation on whether the fee is deducted from a posted advertisement's amount is several years old and does not cover every case. Publishing a net figure we cannot verify would be worse than publishing none, so this page shows the fee itself only.
These are base rates, so yours may be lower. Binance discounts by P2P user tier, visible only once you are signed in. Verified Merchants in the VIP Program get 20% to 50% off, by monthly volume and completion rate. See Binance's published fee rates.
This calculator covers Binance P2P Zone trades in USDT. It does not cover other exchanges, other crypto assets, or Binance's other trade zones. Taker pricing per Binance's announcement of 22 September 2025. P2P Price is independent and not affiliated with Binance.